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No payments and no interest during promotional period. Interest accrues during the promotional period but all interest is waived if the purchase amount is paid in full before the end of the promotional period.
Fixed APR of 7.99% for 180 months. Payment example: for $10,000 purchase on approval date, 180 payments of $89.82.
Minimum monthly payments during promo period. Making Minimum monthly payments during the promo period will not pay off this entire principal balance. Interest accrues during the promo period, but all interest is waived if the purchase amount is paid in full before the end of the promotional period.
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Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
There are several reasons why financing a new HVAC system may be a smart choice for homeowners in Coeur d’Alene, Post Falls, and surrounding areas like Hayden, Rathdrum, Sandpoint, and Spirit Lake:
Whether you’re looking for a new furnace, air conditioner, or heat pump, financing ensures that you can afford the system that best meets your needs.
If you’re wondering, “Can you finance a new HVAC system?” the answer is yes, and J.A. Bertsch Heating and Cooling is here to make the process as easy as possible.
J.A. Bertsch Heating & Cooling offers professional residential air conditioning services throughout Kootenai County. Our licensed A/C technicians cover all of Northern Idaho and our neighboring cities. Experience superior, award-winning service 24/7 in the cities listed below.
Click on the link for more information about AC repair, installation, and maintenance in that area.
The credit score required to finance an HVAC system generally depends on the lender and the type of financing. While a score of 600 or higher is often considered a good starting point for most options, many HVAC companies provide financing solutions for various credit profiles, including those with less-than-perfect scores. If you’re concerned about your credit, there are still financing options available to make your HVAC system more affordable.
The best way to finance your new HVAC system depends on your financial situation. Some homeowners may benefit from 0% interest financing or low-interest loans with flexible terms. Exploring budget-friendly payment plans can also be a great option to help you manage your HVAC costs without straining your finances. It’s important to consider all available options to ensure you find the most cost-effective solution.
The $5,000 rule for HVAC is a guideline suggesting that homeowners spend about 5% of their home’s value on HVAC system installation or replacement. For example, if your home is worth $100,000, the suggested budget for an HVAC system would be around $5,000. This rule helps homeowners strike a balance between quality and cost while ensuring they invest in an efficient system suited to their needs.
Yes, many HVAC companies offer payment plans to make the installation of new systems more affordable. These plans often come with flexible terms that allow you to break down the cost of your system into manageable monthly payments, making it easier to budget for your HVAC needs.
Whether it’s better to finance or pay cash for your HVAC system depends on your financial situation. Paying cash can save you money in the long term by avoiding interest, but financing allows you to preserve your savings and spread the cost over time. Financing can be a good choice if you prefer to maintain cash flow while still investing in a high-quality HVAC system.
If you have further questions or want to explore financing options for your new HVAC system, don’t hesitate to reach out to J.A. Bertsch Heating and Cooling for more information and personalized guidance.
